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Best Free Checking | Premier Checking
Senior Premier Checking | Money Market Account

Checking Account Features Best Free Checking Premier Checking Account Senior Premier Checking Account Money Market Account
Minimum balance No $1,000 No $1,000
Monthly service charge * No $8.00 No $8.00
Unlimited check writing Yes Yes Yes No
Earns Interest No Yes** Yes Tiered***
Unlimited online banking Yes Yes Yes Yes
Bill Pay service Yes Yes Yes Yes
EZ Telebanker service Yes Yes Yes Yes
ATM card/Visa check card Yes Yes Yes No
Free checks No Yes Yes Yes
Free cashier checks & money orders No Yes Yes No
Age requirement No No Yes No
Free Notary Public service Yes Yes Yes Yes
Free direct deposit Yes Yes Yes Yes
*   If balance falls below stated minimum
**  Interest paid for collected balance above stated minimum
*** Interest rate tiered for collected balances
^ No minimum balance and fees are waived for minors Ages 0 to 17



Best Free Checking back to top
  • No minimum balance to open
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Unlimited Internet Banking
  • Bill Pay Service available
  • Unlimited EZ TeleBanker Service
  • Unlimited ATM/Debit Card usage at Flathead Bank of Bigfork and Lakeside, Valley Bank of Belgrade and Ennis & Bank of Glacier County (Cut Bank) locations at no cost**
  • Free Direct Deposit
  • Free Notary Services

*Truncation of checks required
** $2.00 fee for using non-proprietary machines


Premier Checking back to top
  • $1000 Minimum balance to avoid monthly service charge
  • $8.00 Monthly Service Charge if below minimum
  • Interest Paid Monthly on Collected Balance above $1000 minimum
  • Unlimited Check Writing
  • Free Wallet Oxford checks
  • Duplicate checks or all other styles discounted by 50%
  • Free Cashier’s Checks and PMO's (where available)
  • Unlimited Internet Banking
  • Bill Pay Service available
  • Unlimited EZ TeleBanker Service
  • Unlimited ATM/Debit Card usage at Flathead Bank of Bigfork and Lakeside, Valley Bank of Belgrade and Ennis& Bank of Glacier County (Cut Bank) locations at no cost**
  • Free Direct Deposit
  • Free Notary Services

** $2.00 fee for using non-proprietary machines


Senior Premier Checking back to top
  • No Minimum balance
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Interest Paid Monthly on Collected Balance
  • Free Wallet Oxford checks
  • Duplicate checks or all other styles discounted by 50%
  • Free Cashier’s Checks and PMO's (where available)
  • $10 Annual Credit on Safe Deposit Box
  • Unlimited Internet Banking
  • Bill Pay Service available
  • Unlimited EZ TeleBanker Service
  • Unlimited ATM/Debit Card usage at Flathead Bank of Bigfork and Lakeside, Valley Bank of Belgrade and Ennis & Bank of Glacier County (Cut Bank) locations at no cost**
  • Free Direct Deposit
  • Free Notary Services

** $2.00 fee for using non-proprietary machines


Money Market Account back to top
  • $1000 Minimum Balance to Open
  • $8.00 Monthly Service Charge if below minimum
  • Federal regulations allow only 6 transactions per statement, of which no more than 3 may be by check
  • $5.00 penalty for excess withdrawals
  • Free Personalized Wallet Checks
  • Interest Paid Monthly on Collected Balance above $1000 Minimum
  • Unlimited Internet Access
  • Free Notary Services
  • Bill Pay Service available
  • Interest Rate Tiers:
    • Under $9,999
    • $10,000 to $24,999
    • $25,000 to $49,999
    • Above $50,000

 

Member FDIC Equal Housing Lender